Skip to main content Call Us

Universal Finance Australia

Universal Finance Pty Ltd is a South Australian based finance company that operates Australia wide and was first established in 1999. The vision was clear, to establish a finance company to cater for all areas of the market, from Prime Lending through the major banks and credit unions to highly credit impaired/difficult finance through non-conforming lenders. We also have an extensive panel of private investors cutting out the middle man and allowing clients to go direct to the source of funds and save on fees and time for the more difficult finance requirements. (caveat loans, difficult finance) etc.

At Universal Finance we specialise in difficult finance and nothing is too difficult. We are the difficult finance specialists. Bad credit and Arrears are ok! Universal Finance has direct accreditations with over 100 lenders including all major banks and credit unions.

In a market where clients with bad credit and arrears are declined by all traditional lenders Universal Finance has an extending panel of private investors for these more difficult 1st and 2nd Mortgages and nothing is too difficult.

As a specialist lender Universal Finance offer a comprehensive and fully developed range of mortgage alternatives to clients who fall outside the lending criteria. Universal Finance specialise in providing residential and commercial mortgages to clients in a number of situations that do not meet the requirements of traditional lenders. "We are the difficult finance specialists"

SO IF THE BANKS SAY NO!!
UNIVERSAL FINANCE SAY YES!!

BY OFFERING FLEXIBLE SOLUTIONS UNIVERSAL FINANCE CAN HELP FINANCE YOUR NEXT PROPERTY.

  • Home Loans
  • Caveat Loans
  • Difficult Finance
  • Commercial Loans
  • Privately Funding
  • Vehicle Finance
  • Personal Loans
  • Bad Credit Lenders
  • Lo Doc Loans
  • Insurance
  • Caveat Finance
  • Private Funding
  • Difficult Loans
  • Fast Caveat Finance
  • Complex Mortgages
  • Private Mortgages
  • Caveat Finance
  • Debtor and Invoice Finance
  • Private Funds
  • Private Loans
  • Bad Credit Finance

UNIVERSAL FINANCE IS WELL RESPECTED THROUGHOUT THE MORTGAGE AND FINANCE INDUSTRY IN AUSTRALIA.

WATCH OUR
TELEVISION
COMMERCIAL

MFAA Logo

Universal Finance Pty Ltd is registered with the Australian Securities and Investments Commission (ASIC) As Credit Licensees we are able to engage in credit activities Australia-Wide. Our credit licence number is 385423. Universal Finance Pty Ltd is also a proud member of the Mortgage and Finance Association of Australia (MFAA)

Universal Finance is a full member of the Mortgage and Finance Association Of Australia (MFAA) and Credit Ombudsman Services Limited (COSL). For more information go to:

www.mfaa.com.au

Queensland - Perth - Adelaide - Sydney - Melbourne - Darwin
Universal Budgets

Universal Finance also offer a budget planning service. Universal Budgets ** are a wholly owned subsidiary of Universal Finance Pty Ltd. For more information click on how to budget links below to our microsites:

www.howtobudget.net.au

www.budgetplanning.net.au

www.budgetplanners.net.au

Universal Budgets - We are the budget specialists (Click here for more information on how to budget)