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Unsecured Business Loans for Startups and Entrepreneurs in Hobart

Small and medium businesses in Hobart rely on the versatile options available from Universal Finance. We specialise in difficult finance and can help you regardless of your bad credit or lack of documents.

Universal Finance has connections with a range of private investors and it enables us to offer finance where other lenders can’t. We have made it easier than ever to what you need quickly and easily, ensuring that you can manage your cashflow, refresh your inventory, expand your product range, rebrand your business or do whatever you need to at the right moment, without worrying about your past financial mistakes.

Affordable unsecured finance delivered to your Hobart business

Our unsecured business finance options are flexible and we work with you to understand your ambitions and tailor a package to suit your individual requirements. Our interest rates start as low as 0.999% per month and settlement occurs within 24-48 hours for most loans.

Other advantages of our unsecured loans include:

  • Easy online application process.
  • No upfront fees.
  • No security required.
  • No tax returns or financials required.
  • No doc/Low doc income verification.
  • Bad credit doesn’t count against you.
  • No penalty for early loan repayment.
  • Flexible loan terms of one month up to seven years.


When it is time to fund your loan and finalise the details, it is all completed electronically in a matter of minutes.

Unsecured business loans from an experienced lending team

We offer financing to businesses of every size throughout Hobart and our products include:


Universal Finance offers loans and financial products that are designed to suit your individual needs. When you are making decisions, you want to be able to choose what’s best, not simply what’s affordable in the moment. When you work with Universal Finance, we’re committed to developing a long-term relationship. Whether you need to enhance your cashflow, buy a piece of vital equipment or you’re entering a new market with new products – Universal Finance loans help you achieve your ambitions and run your business.

Get started with Universal Finance today

Discover more about what we can do for you by getting in touch. We will be able to answer your questions and provide all the information you need regarding our services. Call us on (03) 9088 8369 or use our online enquiry form and we will get back to you as soon as possible.