Private Finance
Skip to main content Call Us

Private Finance

So you need to borrow money for a home, car, or other investment, or for business purposes. But what if you fall outside the standard criteria for mainstream lending, due to unemployment, bad credit, tax debt, or other lifestyle and financial factors? What can you do? Private finance is the solution you seek.

What is Private Finance?

Private finance refers to loans offered by non-mainstream lenders (i.e. other than banks, credit unions, and similar). These private loan products are often referred to as Low Doc Loans, Solicitor Loans, Private Loans, or Non-Conforming Loans.

Private Lenders may include:

  • Venture capitalists
  • Hedge funds
  • Private equity investment firms
  • Wealthy individual lenders
  • ...and others


Private finance is offered on the basis of the equity in your property, whatever form that property may take. By skipping the paperwork and red tape traditionally attached to mainstream loan products, private lenders base their loan approval on assets and this may enable loans on security that is:

  • Residential
  • Commercial
  • Industrial
  • Vacant land
  • Rural land


Private finance can also involve taking a first or second mortgage on a property.

How Can Universal Finance Help with Private Finance?

Universal Financeis ahighly-renowned South-Australian-based finance company that offers many financial services and solutions to Australian lenders. These solutions include private finance. We have the expertise and the industry connections to offer flexible finance solutions that are an ideal alternative to the mainstream.

We achieve this by dealing directly with a large number of private lenders throughout Australia. This allows us to offer our clients greater flexibility and more customised solutions thanthose which banks and other mainstream lenders will provide. We can deliver solutions without delay, and our loans are approved quickly so that you have access to the funds you urgently require.

Why Choose Universal Finance for Private Finance?

  • Lending Australia-wide, including rural areas
  • Fast settlements
  • Lowest interest rates in Australia
  • A largepanel of private lenders and loan products
  • Refinance current facility and save thousands of dollars
  • Deal directly with the lenderto save time and money
  • Bad credit /arrears are no obstacle to getting a loan
  • Very discreet

Choose Universal Finance TODAY

Contact Universal Finance today to have access to extensive private lender network and our unparalleled industry experience. We are able to quickly understand your unique circumstances and your loan requirements and we will collaborate with you to develop a solution that works for you. Look no further than Universal Finance for private finance solutions in Australia.