If you’ve been refused or have had difficulty getting a working capital loan from traditional lenders such as banks, Universal Finance can help. Our network of lenders understand that many businesses do not have the ready cash or asset liquidity on hand to finance day to day to operations, this particularly applies to organisations that are seasonal in nature or have cyclical sales.
A capital loan is not generally used to buy assets but used to cover short term operational expenses such as:
It should also be noted that working capital finance is often tied to a business owners’ personal credit, so a missed payment or default may affect credit rating. If you would like to find out more about the range of fast working capital loans available from Universal Finance, please don’t hesitate to get in touch and speak to one of our advisors.
Banks often refuse business owners long term working capital due to their stringent lending conditions and their inability to meet with the needs of modern business but there are alternatives. Universal Finance has access to a large pool of investors and specialist lenders that understand the needs of a diverse range of businesses and are able to offer fast working capital loans to businesses who may not otherwise qualify. The working capital loan application process is simple, and a decision can be given in as little as 24 hours.
If you need a fast and no fuss quotation for a capital loan for your business, call Universal Finance today.
Although it is theoretically possible to find independent business working capital loan providers yourself, this will take time and effort and you will have limited choices. Partnering with Universal Finance means you will have a massive choice of lenders that can meet with your needs exactly, in other words we do the hard work, so you don’t have to.
As ‘difficult loans specialists’ we have helped countless businesses get the fast working capital loans they need to keep their operations running at optimum levels, and we can do the same for your business. Contact us today for more information.