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Commercial Loans & Commercial Lending Specialists

Obtaining commercial loans in Australia to purchase a commercial property can be very difficult in the current financial climate. The mainstream banks and credit unions strict lending criteria has seen many businesses close as of late. It is this reason that Universal Finance could be the solution you have been seeking for your financial requirements.


  • We not only offer commercial loans in Australia to purchase or refinance commercial property but loans for any commercial purpose such as:
  • Purchase a business
  • Purchase equipment and stock
  • Payout an existing business partner
  • Fund business expansion
  • Leasing
  • Commercial property purchase (Industrial Land is an acceptable security type)
  • Investment Funding
  • Purchase of refinance of commercial properties
  • Cash flow finance
  • Commercial Lending Specialists since 1999

Regardless of whether you are in need of a one-off equipment loan or need a long-term funding solution for ongoing expansion, Universal Finance can help. Our network of lenders offers some of the most competitive commercial lending rates in Australia and can provide much needed funding quickly and easily.

An area of specialty and expertise

The above are some examples, however we can offer loans for any business purpose at the lowest rates. Universal Finance has direct relationships with both institutional and private lenders for both full doc and low doc commercial loans. Our criteria is very flexible so when you fall outside the criteria or the banks simply say no Universal Finance is the only option.

We can offer Commercial Loans for the purchase or refinance of property from 7.99% per annum which is extremely competitive in comparison to a large proportion of commercial property interest rates in Australia.

Cutting Edge Australia Commercial Finance Solutions

We can also offer business loans from at the lowest interest rates in the market guaranteed. Commercial Lending has always been an area of specialty and expertise for the staff at Universal Finance and their knowledge of products and lenders are second to none. No other brokerage firm in Australia has access to our software model at this time. Having been developed in America and proven to be successful, Universal Finance has been provided with sole rights to the software. We are able to search thousands of product options and choose the most suitable product based on data provided by you.

Private Commercial Lending

In addition to the institutional commercial lending options available Universal Finance can offer the largest network of private commercial lending solutions in Australia. We have direct access to thousands of private investors Australia wide to cater for every scenario.

Unlimited arrears and defaults acceptable

Rural security acceptable

Lowest interest rates

High LVR's up to 85% possible

Fast settlement

Largest range of private lenders in Australia

Flexible loan terms available

If you’d like to learn more about the range of commercial loans at the best commercial lending rates, please drop us a line. As Australia’s leading ‘difficult loan specialists’ we have secured funding for countless businesses who have had applications for commercial finance refused elsewhere.


Call one of our consultants today to find out more (03) 9088 8369

If you are looking instead for unsecured business finance: click the link to find out more.