Obtaining commercial loans in Australia to purchase a commercial property can be very difficult in the current financial climate. The mainstream banks and credit unions strict lending criteria has seen many businesses close as of late. It is this reason that Universal Finance could be the solution you have been seeking for your financial requirements.We can help you find a commercial loan, no matter what your background or financial history is like and offer commercial lending for those who want to buy a business, as well as existing business owners who wish to expand.
Regardless of whether you are in need of a one-off equipment loan or need a long-term funding solution for ongoing expansion, Universal Finance can help. Our network of lenders offers some of the most competitive commercial lending rates in Australia and can provide much needed funding quickly and easily.Universal Finance know that our customers don’t want to wait days or weeks for their commercial loans to be settled, so we offer a streamlined process with minimal paperwork, ensuring the money arrives in your bank account as quickly as possible.
The above are some examples, however we can offer loans for any business purpose at the lowest rates. Universal Finance has direct relationships with both institutional and private lenders for both full doc and low doc commercial loans. Our criteria is very flexible so when you fall outside the criteria or the banks simply say no Universal Finance is the only option.
We can offer Commercial Loans for the purchase or refinance of property from 7.99% per annum which is extremely competitive in comparison to a large proportion of commercial property interest rates in Australia. The reason we’re able to offer competitive rates for our commercial loans is that we work with a panel of lenders. You simply make one application with us, and we find a range of lenders who are willing to offer you financing and can source the best offer. This means you get the best commercial loan rates, without having to shop around and spend hours filling in forms.
We can also offer business loans from at the lowest interest rates in the market guaranteed. Commercial Lending has always been an area of specialty and expertise for the staff at Universal Finance and their knowledge of products and lenders are second to none. No other brokerage firm in Australia has access to our software model at this time. Having been developed in America and proven to be successful, Universal Finance has been provided with sole rights to the software. We are able to search thousands of product options and choose the most suitable product based on data provided by you.
Our specialist commercial finance software saves you both time and money. Just one application gives you access to thousands of potential lenders, and at the end of the process, you have the choice of the best commercial loans to suit your needs.
In addition to the institutional commercial lending options available Universal Finance can offer the largest network of private commercial lending solutions in Australia. We have direct access to thousands of private investors Australia wide to cater for every scenario.Private commercial loans work in much the same way as a loan from a bank or financial institution, except the money for the loan comes from a private individual or investor.
A private commercial loan can have many advantages for business owners. Because the loan isn’t being granted by a financial institution, there are usually less stringent requirements and more flexible terms. This means if you have a less than perfect trading history, this doesn’t matter, as long as you can afford to make the repayments going forward.
Some commercial lenders have a long process to follow to take out a loan. This can mean that settlement takes a long time and involves a lot of paperwork to complete. But at Universal Finance, we make the process fast and easy.
It’s difficult to find private commercial loans without a broker, as you’d need to be matched to someone who is willing to invest a certain amount in your type of business. Universal Finance has one of the largest panels of private lenders in Australia, and one application through us gives you potential access to all these lenders. Also, going through a legitimate broker such as Universal Finance ensures that you get a legal loan with a contract, so it’s no different than using a traditional lender.
Unlimited arrears and defaults acceptable
Rural security acceptable
Lowest interest rates
High LVR's up to 85% possible
Largest range of private lenders in Australia
Flexible loan terms available
If you’d like to learn more about the range of commercial loans at the best commercial lending rates, please drop us a line. As Australia’s leading ‘difficult loan specialists’ we have secured funding for countless businesses who have had applications for commercial finance refused elsewhere.
Whatever your situation, if you’re looking for commercial loans online, the best thing to do is pick up the phone and call our team on (03) 9088 8369 or fill in our online form to get a quote. We can discuss your needs and start the application process if you decide to go ahead, ensuring that you get your money as soon as possible. Get in touch today to discuss financing your business.