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Caveat Loans

WE BELIEVE TO HAVE THE LOWEST RATES AND THE BEST SERVICE IN AUSTRALIA!! THE CHOICE IS YOURS!!

Turbo caveat loans/2nd mortgages from 0.999% per month. Don’t pay the high rates of 5%-6% per month plus excessive fees (including upfront costs) other lenders are offering we have the lowest lending rates and fastest settlements in Australia guaranteed, call us now.

CAVEAT LOANS $2000 to $10,000,000+ Today with our new TURBO CAVEAT LOANS product.

OUR TURBO CAVEAT LOAN PRODUCT SETTLES IN 24 HOURS (APPROVAL WITHIN 15 MINS OR OVER THE PHONE)

  • No valuations required for most caveat loans ***
  • Funding is available from one of Australia's Largest and Fastest Caveat loans lenders
  • Caveat Loans Settle the same day in most cases
  • Instant caveat loan approval and letter of offer within 2 hours
  • Deal direct with the source of funds so that you save time and money
  • Brokers Welcome - Commission paid at settlement
  • Rates from 0.999% per month
  • Loan terms up to 36 months (with payments made monthly in advance or can be pre-paid/capitalised into the loan amount if required)
  • Can lend Australia wide **(New Zealand included)
  • Real Estate Security required
  • No tax returns or proof of income required

FASTEST AND LARGEST CAVEAT LOAN LENDER IN AUSTRALIA!

Do you have an existing second mortgage?

Do you have an existing 2nd mortgage or caveat loan at high interest rates. Perhaps your current facility has expired and the lender has placed your loan in (high) default interest. We can payout your existing facility at a fraction of the cost that you are currently paying. Don't wait to the last minute call us now to find out how we can payout your current facility and save you thousands.

At Universal Finance we are confident that our loan offer will be the best in the current market. Therefore if you have received an indicative letter of offer from another lender email it to us and we will beat it!

Call us NOW for an over the phone quote: (03) 9088 8369

"OUR REPUTATION AS A LEADER IN THE INDUSTRY SAYS IT ALL"

Don't pay unnecessary upfront fees that are required by all the other lenders and then they fail to deliver as promised. We believe that we are presently the lowest in the market on fees and rates so the choice is yours.

We are able to fund caveat loans internally and externally for your flexibility.

Apply for a FAST Turbo caveat loan online now! Our Short Term Caveat Loans are Funded by Australia's fastest and largest caveat loan lender! Universal Finance is Australia's leading caveat loans lender "The Leaders in Caveat Loan Finance".

At Universal Finance we understand Caveat Loans inside out. Unlike other brokerage firms Universal Finance are Caveat Loans/Private Funding Specialists, so you can talk to one of our consultants with the confidence you need, when you need it the most!

FREQUENTLY ASKED QUESTIONS

What is a caveat loan?

A caveat loan is a short-term loan that is secured against a property or another asset. Caveat loans are designed to be quick, with settlement often possible the same day. Loan terms can be up to 36 months, although many customers choose a shorter term for faster repayments. Because a caveat loan is secured against an asset such as real estate, there’s no proof of income needed, so this kind of loan can be useful if you’ve been turned down for other financial products.

What can I use caveat loans for?

Caveat loans can be used for all sorts of purposes, whenever you need a loan for the short-term. Many people use them when they’ve had an unexpected expense, such as a larger than usual bill or another cost they need to cover. Some people use the money pay off debts and consolidate them into one monthly payment, or to pay off an existing second mortgage to remove it from the property. Once the money is in your account, it’s up to you what you do with it.

How do caveat loans work?

The process of getting a caveat loan with Universal Finance is simple. You simply apply online, letting us know how much you want to borrow and what asset you’d like to use as security. We don’t need proof of income or tax returns, as the security for the loan is in the asset. We then process your application, with a letter of offer within 2 hours if you qualify and can usually make a settlement on the same day.

What is the difference between a caveat and a mortgage?

A caveat loan is often mistaken for a second mortgage, but they are two very different financial products. While your property is the security for a caveat loan, these loans are usually short-term, and once paid off, the caveat is removed. A mortgage or second mortgage has a much longer term, usually several years, and generally has a much longer application process too.

How long does it take for caveat loan approval?

Universal Finance can process your caveat loan application quickly, with a letter of offer within two hours for most applicants. There are no upfront fees and we have designed our process so that minimal paperwork is needed, which speeds things up.

Can I get a caveat loan without a valuation?

Universal Finance do not require a valuation for most of our caveat loans, although in certain situations, we may ask for one to be carried out. If you call us for a quote on (03) 9088 8369, we can advise what will be needed to proceed with your application.

"WHERE NO LOAN IS TOO DIFFICULT" ONLINE APPROVAL WITHIN 2 HOURS **

Universal Finance Pty Ltd - (03) 9088 8369
CONDITIONS APPLY ***

Australian Credit Licence No: 385 423

Contact us today to get your caveat loan approved fast. Also, if you are looking for unsecured business loans & finance, we specialise in helping businesses get the finance they need when the banks say no!

Queensland - Sydney - Perth - Adelaide - Melbourne - Tasmania - Darwin - Canberra