Second Mortgage
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Second Mortgages & 2nd Mortgages
The Second Mortgage Specialists

Universal Finance are specialists in Second Mortgages and can offer Registered 2nd mortgages from 0.999% per month. Don't pay the high interest rates and excessive fees (including upfront fees) that other lenders have on offer. We have the lowest interest rates and fees on Second Mortgages in Australia guaranteed.

  • Interest rates from 0.999% per month
  • 5-7 year loan term options available
  • LVR's up to 80%
  • Loan amounts from $1000 to $25,000,000 available
  • Fastest settlements in Australia
  • Unlimited defaults and arrears acceptable
  • Australia's choice for 2nd mortgages since 1999
  • Deal direct with the source of funds (cut out the middle men) and save time and money in the process
  • No upfront fees payable (**Be highly cautious of lenders asking for upfront fees in the market**)
  • We can lend Australia Wide
  • Real estate security required**
  • Specialists in Private 1st and 2nd mortgages
  • Fund business capital for your business fast with a 2nd mortgage
  • No LMI
  • No exit fees
  • No credit checks
  • No financials or tax returns to verify income
  • No valuation fees

Universal Finance has you covered

Universal Finance has direct relationships and access to over 1000 private investors/private lenders to facilitate Second Mortgages fast! Deal direct with the lender and save time and money in the process.

2nd Mortgages are a great alternative to mainstream lending. So if you have been turned away by the banks or other lenders for any reason call Universal Finance today! Universal Finance have been the leaders in providing alternate finance options to the banks and other mainstream lenders since 1999. From Second Mortgages and Home Loans to Private Funding, Universal Finance has you covered.

Universal Finance settle second mortgages upon registration of a caveat, allowing very fast settlement generally within 24-48 hours. Unlike other lenders Universal Finance will settle your 2nd mortgage upon registration of a caveat and then move to register the second mortgage following settlement. This allows you to obtain very fast funding but at 2nd mortgage rates.

Universal Finance can also assist you with the refinance of your 2nd mortgage facility, at the lowest interest rates. Our experienced consultants will assist you in structuring your second mortgage or caveat loan facility so that you can then exit this loan by way of refinance, lowering interest repayments in the process. As we are specialists in second mortgage finance you can rest easy knowing your finances are in the right hands.

Call Universal Finance today for more information regarding Second Mortgages!

PHONE: (03) 9088 8369

Adelaide Head Office Address: Suite 1/40 North East Road, Walkerville SA 5081

Melbourne Office address: Level 40, 140 William Street, Melbourne CBD 3000

Sydney Office address: Level 57 (MLC Centre) 19-29 Martin Place, Sydney CBD 2000 (by appointment only)