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Short Term Business Loans & Short Term Business Finance |The Short Term Business Loan Specialists

Short Term Business Loans from 13.00% per annum. In a market where it is difficult to meet traditional bank lending criteria, Short Term Business Finance may be the solution. Universal Finance can offer the lowest interest rates in Australia for these types of loans and have the fastest settlements in Australia guaranteed. Finance delays caused by the banks in this market can cause loss of income, loss of business and even loss of property in some cases.

Fast Short-Term Business Loans from $2000 to $10,000,000+ TODAY

Please see below for some of the benefits associated with our financial products, if you have any questions simply pick up the phone and give us a call.

  • Generally, no formal valuations are required for short term business loans
  • Interest Rates from 13.00% per annum for all short term business funding products
  • Ideal for clients who have just started out in business or are seeking to open a business
  • Ideal for clients who cannot show financials for any reason
  • Quick and easy short term business loans online application process
  • Flexible Loan terms - i.e. up to 5-year loan terms available or longer on a case by case basis
  • Deal directly with the lender to save time and money
  • Secured and Unsecured options available
  • Lowest Short Term Business Finance Rates in Australia
  • Instant approval
  • Fast settlements (same day settlements possible in most cases) for our Short Term Business Loan products
  • Rural zoned security acceptable
  • No early payout fees
  • No upfront fees
  • Valuation fees can be capitalised into the loan meaning NO UPFRONT FEES REQUIRED
  • No Financials required
  • Low set up costs
  • No credit checks
  • No exit fees
  • No LMI
  • No valuation fees
  • No tax returns or financials required to verify income

Short Term Loan Product

Our Short Term Business Finance product is funded by Australia's largest and best Short Term Business Loans lenders saving you time and money when it counts. These types of loans have always been a dark and unknown area for many people, however, at Universal Finance we believe in simplicity and ease of understanding processes. This is why we will keep you posted at every step in the process. Unlike other firms our consultants are never too busy to take your call and run through any queries you may have about your facility. We are certain that our processes will leave you with an in depth understanding of our quick Short Term Business Loans and we strive to achieve this for each and every client we undertake finance for.

Short term Business Finance criteria is much more flexible than other products on offer however it is not always the solution. Universal Finance have access to thousands of products and therefore we may be able to advise on a more suitable solution for you.

Regardless of your current situation, we can provide you with information regarding a wide range of no credit check business short term loans that meet your needs exactly. For more details contact one of our consultants today for a product guide: (08) 8344 9508.

Choose between our Short Term Business Finance and Turbo Caveat Loans product

Many types of Short term Business loans tailored to your specific needs

Loans can be secured or unsecured

Second Mortgages and Self Employed Loans

We can accept unlimited defaults/court judgements and mortgage arrears with our new Bad Credit Loans product

Direct access to the largest network of Private Lenders in Australia

Flexible Private Funding products for mortgages

How to fix Bad Credit!

Short Term Business Funding and Investment Loan options for investors


Universal Finance are the Short Term Business Finance and Caveat Loans specialists in Australia!

For more information Contact us now: Phone (03) 9088 8369 or email for an instant quote.