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Canberra’s Specialist in Bad Credit Unsecured Business Loans

Universal Finance has been offering Australian businesses the best borrowing services since 1999. Regardless of your credit history, we can help you get the funding you need.

We offer financing to businesses in Canberra with products that include unsecured business loans and secured business loans, and a range of other difficult business loan options that help businesses get finance when other investors can’t.

Unsecured finance for Canberra businesses of every size and industry

We work with businesses in every industry, providing bespoke financial solutions to help their specific needs. We take the time to understand your business and its ambitions, then tailor financial products that are right for you.

Interest rates on our unsecured business loans start as low as 0.999% per month, which is the lowest in Australia. You can pay your loan off over a term of one month to seven years and there is no penalty if you choose to pay it in full early.

Some other advantages of our loans include:

  • Easy online application
  • Loans settled with 24-48 hours.
  • No upfront fees.
  • Submit bank statements electronically.
  • No financials or tax returns required.
  • No doc and low doc income verification.
  • Bad credits and defaults accepted.


Businesses in Canberra rely on our unsecured finance expertise

If you’re a small business in Canberra, you understand the need for versatile finance options. Finance isn’t simply about the here and now – it needs to ensure your business can operate on a day to day basis but also help it grow and succeed in the future. Universal Finance brings Canberra businesses unsecured loans that are fast and easy, offering a flexible solution that helps you make decisions in the moment and plan ahead.

Our team has years of experience in the commercial finance industry and we can use our expertise to get you the most suitable and affordable loan possible. Universal Finance brings the full scope of our finance experience to your business, enabling us to offer an exceptional standard of service for tailored, valuable financial products.

Speak to our lenders to find out more

Find out what we can do for you by getting in touch with our team today. We will be happy to discuss the details of any of our loan products and provide all the details you need to make an informed decision. The Universal Finance lenders will tailor a finance package to suit your specific requirements. Call us today on (03) 9088 8369 or fill in our online contact form and we will get back to you as soon as we can.