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Melbourne’s Best Finance Team for Unsecured Business Loans

For Melbourne’s small businesses, versatile finance is essential. It isn’t simply about today or tomorrow, it’s about both and the journey between. Unsecured business loans can help ensure your business operates smoothly day to day but also has the security to it grow and succeed. Universal Finance offers Melbourne businesses unsecured loans that are tailored to your specific needs and help you make the best decisions for your future.

Unsecured business loans even if you have bad credit

Universal Finance has been offering Australian businesses the best borrowing services since 1999. We have the experience and expertise to tailor a finance package just for your business. Regardless of your credit history, we can help you get the funding you need.

We have a wide range of borrowing options and we work with you to understand your ambitions and tailor a package to suit your individual requirements. We offer financing to businesses in Melbourne with products that include unsecured business loans, secured business loans, caveat loans, difficult loans and more. We specialise in helping businesses get finance when other lenders can’t.

Unsecured finance for all types of Melbourne business

We work with businesses in every industry, providing bespoke financial solutions to help their specific needs. We value service and satisfaction, which means we take the time to understand your business and its ambitions, then provide financial products that are right for you.

For our business loans, interest rates start as low as 0.999% per month. Your loan will be settled with 24-48 and you won’t have to pay any upfront fees.

Some other advantages of our loans include:

  • Apply easily online.
  • Submit bank statements electronically quickly and simply.
  • We don’t need financials or your tax returns.
  • We offer no doc and low doc income verification.
  • Bad credit and defaults don’t count against you.
  • Pay your loan early without penalty.
  • Choose your term from one month to seven years.


When it is time to fund your loan and finalise the details, it is all completed electronically in a matter of minutes.

Get in touch today to find out more

Start your financial journey with Universal Finance today by getting in touch with our team. We will be able to answer any questions you may have and discuss your business and goals to tailor a solution for you. Call us on (03) 9088 8369 to speak with us directly or use our online contact form and we will get back to you as soon as we can.