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Difficult Loans

At Universal Finance we have Australia's leading mortgage consultants specialising in all areas of difficult loans.

Do you fall into any of these categories (difficult loans):

  • Bad Credit History (Unlimited defaults/court judgements acceptable)
  • Falling behind on your mortgage payments (Unlimited mortgage arrears are acceptable)
  • Self Employed and unable to show income
  • Small or no deposit to purchase a property
  • Need cashflow for your business
  • Shortfall on property purchase
  • Marital Separation
  • Casual of Part Time employment
  • Bankruptcy/Liquidation
  • Debt consolidation
  • Been turned away by the banks or other lenders

At Universal Finance we have a solution for you

In the current financial market any of the above plus many more circumstances can make it very difficult to obtain finance through traditional lenders. However at Universal Finance we have a solution for you. We are the difficult loans specialists. So if you have been turned away by the banks or other lenders Universal Finance is the solution.

At Universal Finance we have direct relationships with a large number of mortgage funds throughout Australia. So when the banks say NO Universal Finance say YES!!

Do you have a private mortgage or caveat loan that has expired and is now on the higher rate and been placed in default. We are the private loan specialists. We can refinance your current facility and save you thousands. We have the lowest rates and fastest settlements in Australia guaranteed!

"We are the best"
"Where no loan is too difficult"


Call us now (08) 8344 9508 (anytime) "Our service will amaze you"

Head Office Adelaide Address: Suite 1/40 North East Road, Walkerville SA 5081

Melbourne Address: Level 40, 140 William Street, Melbourne CBD 3000

Sydney Office Address: Level 57 (MLC Centre) 19-29 Martin Place, Sydney CBD 2000


Queensland - Perth - Sydney - Melbourne - Adelaide - Darwin - Canberra - Queensland - Gold Coast