Unsecured Business Loans
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Fast, Unsecured Small Business Loans and Finance Across Australia

Universal finance have the lowest unsecured business loan interest rates in australia starting from 0.999% per month

Unsecured business loans from 0.999% per month. Don't pay the high interest rates being offered by other lenders in the market. Universal Finance are the unsecured business loan specialists for the fastest settlements and lowest interest rates available. No real estate security is required and our facilities are completely "unsecured". If you have an unsecured business loan with Prospa or any other investor and are paying high interest rates, then we have a solution to refinance their existing facility into one loan and reduce your overall monthly loan repayments significantly. Don't pay unnecessary upfront fees requested by other lenders and then they fail to deliver what they promise.

At Universal Finance, we understand unsecured business finance inside out so you can enquire with confidence knowing that you are dealing with a specialist.

Get the unsecured funding you need to take your small business further

Our new unsecured business loan product is ideal for any business purpose: whether you are a large business to small business needing a loan that is unsecured. Universal Finance has assisted thousands of Australians with their unsecured business loan requirements since 1999. So, if you have been turned away by the banks or other investors or simply require fast options, call one of our friendly consultants today!

If you require $5,000 - $300,000, in unsecured finance, for any business purpose we have made it easy to apply.

Dial (03) 9088 8369 or email your enquiry to admin1@universalfinance.net.au to receive a letter of offer within the hour. You can also apply online.

Unsecured business loan lenders you can trust for a great deal

The unsecured business loan specialist in Australia

  • Interest rates starting from as low as 0.999% per month.
  • Settlements within 24-48 hours.
  • 80% of Unsecured Business Loan enquiries in Australia go to Universal Finance before any other lender.
  • 63% of clients return to increase their loan.
  • $50 million of settled loans since release of the product.
  • Easy Online application process.
  • Submit bank statements electronically in minutes.
  • No tax returns or financials required.
  • No doc/Low doc income verification.

The lowest Unsecured Business Loan interest rates

  • Lowest unsecured Business Loan interest rates in Australia.
  • Established since 1999
  • No upfront fees
  • Unlimited defaults/bad credit acceptable and ignored
  • No penalty for early loan repayment
  • No security required *don't risk the family home for your Unsecured Business Finance requirements
  • Flexible loan terms 1 month to 7 years
  • No hidden fees
  • Complete your Unsecured Business Loan application via docusign for your convenience. You can sign electronically in minutes.

Universal Finance has now released its much awaited unsecured business loan product to Australians. We have access to thousands of private investors not available to any other lenders in Australia. Bad credit is not an issue and we do not do any credit checks for our unsecured business loans. We will generally lend up to 95% of your monthly business turnover. Therefore:

Monthly business income = $50,000.00

Loan amount approval = $47,500.00

We believe our unsecured business finance product is the fastest unsecured business funding option in Australia. We do not require any tax returns, financials or BAS statements to verify your income. We simply request 3-6 months of business bank trading statements to establish a facility for you.

Please call our office on (08) 8344 9508 to obtain an electronic application form to apply online conveniently and fast. You will also receive a link to submit your bank statements electronically in minutes or you can email your bank statements for assessment immediately. Upon receipt of the required application and business banking statements we will provide you with an approval within the hour.

Most of our unsecured business loans settle the same day with minimal time and effort required by the applicant. As your monthly business income increases you can increase your loan amount with us.

Contact us today about our unsecured business loans & finance products

Call (03) 9088 8369 or email admin1@universalfinance.net.au for more information today.

Head Office Adelaide address: Suite 1/40 North East Road Walkerville SA 5081

Melbourne Office address: Level 40, 140 William Street, Melbourne CBD 3000

Sydney Office Address: 19-29 Martin Place, Sydney NSW 2000

Our service area for unsecured business finance includes: Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart and Canberra.